The big data syndrome – Why the Economic Payoff From Technology Is So Elusive – The New York Times

One place to look at this disconnect is in the doctor’s office. Dr. Peter Sutherland, a family physician in Tennessee, made the shift to computerized patient records from paper in the last few years. There are benefits to using electronic health records, Dr. Sutherland says, but grappling with the software and new reporting requirements has slowed him down. He sees fewer patients, and his income has slipped.

“I’m working harder and getting a little less,” he said.

Working harder and getting a little less. Sounds like a general malaise that is applicable to much more than computerized medical records or even healthcare in general. Let’s go with the whole damn economy. I dub it the “big data syndrome.”

Hey….

Only 18 percent of the American economy is living up to its “digital potential,” the report concluded. And if lagging industries do not catch up, we will not see much of a change in national economic statistics, said James Manyika, a director of the McKinsey Global Institute.

Digital potential, I like that too.

Posted in big data, ObamaCare | Leave a comment

Rocky Mountain Health Plans – GJ insurer pulls out of exchange | GJSentinel.com

Grand Junction – Four Colorado health insurance companies, including Rocky Mountain Health Plans, retrenched for 2017 by reducing or eliminating individual plans on the state’s health-insurance exchange.

The business model is broken, at  least for Rocky….

By remaining on the exchange via Monument Health, Rocky Mountain Health Plans will be able to return in 2018, which Steve ErkenBrack, president and CEO, said it hoped to do.

Rocky Mountain has a long history of commitment to making health care accessible, “so this is not something we do lightly,” ErkenBrack said.

High costs in parts of the Western Slope drove Rocky Mountain Health Plans’ decision, ErkenBrack said.

In some other parts of Colorado, the (medical-loss ratio) exceeds 200 percent, which means for every dollar in premium we take in, we pay out more than two dollars in claims,” ErkenBrack said. “This is neither fair nor sustainable. So, we have made the decision to discontinue the products that have not worked, and go forward with the clinically integrated model that has been effective to date.” (emphasis added)

Rocky Mountain Health Plans is seeking a 34.6 percent rate increase for 2017.

Rocky Mountain Health Plans’ withdrawal from the rest of the Western Slope leaves Anthem Blue Cross Blue Shield as the only insurer in the region.

Randy Pfifer, a broker in the region comments on the problems created by there only being one insurance carrier in most of the western slope region..

Rocky Mountain Health Plans’ discontinuance of its plans is “just a disaster for the consumer,” said Randy Pifer, a broker with Active Insurance Solutions in Grand Junction, likening the loss of a carrier to compete with Anthem on the Western Slope to a single-payer system.

Customers will have to rewrite their policies as they prepare for 2017 and “the opportunity for distress for the consumer is just mammoth,” Pifer said.

Indeed it is a disaster. The Colorado western slope already had some of the most expensive rates, not only in the state, but in the nation. This will only make it worse.

Posted in ObamaCare | Leave a comment

Obamacare in Colorado: 92,200 looking for new plans and historic rate increases.

As Gardner mentioned, 92,000 Coloradans must find a new plan for 2017. Those 92,000 people include 10,549 from the UnitedHealthcare individual plans, 9,914 from the Humana individual plans, 10,000 from the Rocky Mountain Health Plans, and 62,310 from the Anthem BlueCross PPO that the insurer will no longer sell in 2017. But, wait, there’s more. The fee increases coming in 2017 will be as much as 40.6%.

That’s a lot of people re-shopping for plans, but not as many as last year when Colorado HealthOp went into bankruptcy.

At the risk of repeating myself, here are the proposed increases from the various carriers from yesterdays 9 News article.

  • Anthem BCBS: 26.8%
  • Bright Health: New to market
  • Cigna: 9.5%
  • Colorado Choice: 36.33%
  • Denver Health: 0.08%
  • Freedom Life: 9.98%
  • Golden Rule: 40.6%
  • Kaiser Foundation Health Plan: 13.6%
  • National Foundation Life: 9.98%
  • Rocky Mountain HMO: 34.6%

My educated guess is this is the order of plan premiums in most Colorado areas:

  1. Kaiser
  2. Bright Health
  3. Cigna
  4. Anthem/Colorado Choice (tie)
  5. Rocky Mountain (will be more competitive on the Western slope) <— UPDATE

Rocky Mountain is ONLY offering individual plans in Mesa County, so for practical purposes, they are dropping out of the state as well. That leaves Colorado with 3 big name insurance companies, Kaiser, Cigna and Anthem, with Colorado Choice and Bright Health offering regional coverage. In the case of Bright Health the region is limited to the Denver metro area. I will post a coverage map in the near future.

Freedom and National Life seem to be the same company. Their plans are in very limited distribution. I didn’t rank Denver Health as they offer plans in a very limited geographic area. Colorado Choice is primarily available in rural areas east of the divide. I suspect they will be about tied with Anthem.

.

Posted in ObamaCare | Leave a comment

Bill Whittle – “Free College doesn’t mean what it says it means.”

Posted in Uncategorized | Leave a comment

Historically Large Colorado Health Insurance Increases

 

From Colorado 9News: Proposed health insurance rate increases released for Colorado

Here are the proposed rate adjustments:

  • Anthem BCBS: 26.8%
  • Bright Health: New to market
  • Cigna: 9.5%
  • Colorado Choice: 36.33%
  • Denver Health: 0.08%
  • Freedom Life: 9.98%
  • Golden Rule: 40.6%
  • Kaiser Foundation Health Plan: 13.6%
  • National Foundation Life: 9.98%
  • Rocky Mountain HMO: 34.6%

Keep in mind these are initial rate filings and are subject to change.

Another bummer is there will be no PPO plans.

Posted in Obama is stoopid, ObamaCare | Leave a comment

f

Take the fight to the enemy. Don’t let campuses be anyone’s political safe space.

Instapundit » WHY THE CAMPUSES MATTER: Conservative and center-left criticism of the illiberal mischief of anti…

Posted in Uncategorized | Leave a comment

San Jose needs a new mayor – Outrage: San Jose Mayor blames Trump for violent, leftist mob « Hot Air

Much more at the link. Prediction: “Punch back twice as hard coming soon.”

Posted in politics, thugs | Leave a comment

Whatever happened to Bobbie Gentry? In search of country music’s great vanished star. – The Washington Post

It’s the 3rd of June, and 30 years since the “Ode to Billie Joe” singer withdrew from the spotlight. We found her.

Posted in the weekend | Leave a comment

Prediction: Coming soon, “punch back twice as hard.” h/t to Drudge.

Punch back twice as hard

Posted in thugs | Leave a comment

Looks like WD beat Seagate to the punch – Western Digital plans to eliminate 405 jobs in Bay Area – San Jose Mercury News

The wrenching consolidation of the chip industry has unleashed a fresh round of job cuts in Silicon Valley, with Western Digital being the latest to disclose plans to reduce its workforce by more than 400 in the Bay Area

You can keep up on WD layoff news at thelayoff.com as well.

 

Posted in Seagate, Western Digital | Leave a comment

Set Proof Stuns Mathematicians | Quanta Magazine

 

The fact that the cap set problem finally yielded to such a simple technique is humbling, Ellenberg said. “It makes you wonder what else is actually easy.”

Posted in math | Leave a comment

With the inevitable high tech layoff’s coming up, it’s time for a word of warning about COBRA. At the moment, I’m of course thinking about Seagate employees but this applies to anyone that has or is expecting to lose their job and offered COBRA.

The issue is the effect that electing COBRA has on your ability to select an Affordable Care Act (ACA or Obamacare) plan.  What it comes down to is this:

When you lose your employer coverage, this creates a 60 day special enrollment period (SEP) for you to enroll in an ACA plan. This is the important part so pay attention….

If you elect COBRA, or your employer pays for COBRA for you as part of your severance package, that act cancels the SEP. The consequences of the COBRA election is the only time you can change to an ACA plan is either during the regular open enrollment period (Nov 1 through Jan 31) or when COBRA terminates (i.e. 18 months). You cannot voluntarily terminate COBRA and enroll in an ACA plan anytime you like.

Your Human Resources department SHOULD be explaining this to you. My experience with HR is that they are dumber than a box of rocks. Also, in general they are not your friend. Hopefully your experiences are better than mine, but color me skeptical.

Note, I’m not saying you shouldn’t elect COBRA, it can be an excellent choice depending on your situation. What I am saying is that you SHOULD make an informed decision. Additionally, do NOT elect COBRA simply to “buy time” to make a decision. Once you elect COBRA, you are “stuck” with that decision until either the next ACA open enrollment period or when COBRA expires 18 months after it starts. Of course, ideally you will find another job with benefits in short order.

Here are some useful links, as why should you believe me!?

Searching on the phrase “selecting COBRA terminates ability to enroll in ACA” will provide you with a plethora of reading material. Please make an effort to inform you fellow employees that lost their job about this post. Also, it would be great to get feedback of how well various HR departments, including Seagate, inform their employees of these hazards.

You can leave comments on this post or email me at boulderisstupid AT yahoo.com.

Posted in ObamaCare, Seagate | Leave a comment

Cartoon: Phone Bill – NetRight Daily

By A.F. Branco Click here for a higher resolution version.

Source: Cartoon: Phone Bill – NetRight Daily

Posted in Uncategorized | Leave a comment

People Tell Hillary ‘Don’t Know If I Can Vote For A Woman’ | The Daily Caller

‘I mean, they come to my events and then they say that to me’

Oh goodness Hillary. You sound desperate. I’m glad to vote for a woman President, but listen closely, it’s not you.

Plus, saying that the undecided vote has trouble voting for a woman? How 1980’s (or 70’s or 60’s) or something. You just insulted the voters you most desperately need. Not to mention, your lying.

 

Posted in politics | Leave a comment

After Winning Regulatory Battle Against Ride-Sharing Firms, Austin Turns to Black Market and Deregulation – Reason.com

And, ironically in the wake of a “victory” for pro-regulation forces, there’s been a big surge in completely unregulated rides arranged by word of mouth, through closed social media groups, and through peer-to-peer services. On Facebook, Austin Underground Ride (currently around 6,500 members) urges former Uber and Lyft drivers to join. “You can post your availability and info on this page and continue making the money you need to feed your families and pay your bills. Riders can post here their needs for a ride as well. We don’t need anyone. We can make our own deals as people and take care of ourselves.”

On a similar note, Arcade City tells potential downloaders of its app, “Our drivers are entrepreneurs, free to make their own choices about how they want to comply (or not) with government regulations. Some of our drivers want to get fingerprinted and comply with the Austin regulations. Some do not. We respect their choices.” The company’s Austin Facebook page currently has over 28,000 members.

Technically, underground drivers are breaking the law if they charge more than the federal reimbursement rate of $.54 per mile, and some are concerned about police stings. But the transportation black market has arranged itself to be as undetectable as possible.

That nobody saw this coming is hard to believe. Maybe city officials just don’t care. (emphasis added)

Well, politicians are doing what politicians do. First they regulate. Second, they regulate for whomever is organized and has the money to buy influence.

Of course, the psuedo-intellectual elite politicians in Boulder most likely can regulate better than their Austin counterparts. I can’t wait.

Posted in Uncategorized | Leave a comment

A day late Memorial Day post.

The power of a harmonica leading into battle (WW2). I saved this article when I was going to the University of Tennessee and was home for the weekend or over the summer, apparently in 1976. It was in the Sunday Knoxville News Sentinel newspaper and I was moved enough to cut it out and then manage to keep it all of these year. It deserves a larger audience and kudo’s to Don Whitehead, a News Sentinel columnist and WW2 veteran (this is a first hand account) for writing it.

 

On a Soldier’s Love Song

By Don Whitehead, Knoxville News Sentinel

 

THERE ARE MEMORIES which will not go away. . .  And one of them is the memory of a boy playing a love song on his harmonica before going into battle 33 long years ago…  I wrote this story 14 years ago – but it still haunts me and that is why I tell it once more… This was the story:

Every now and then when I have the radio switched on I will hear an orchestra playing the great Cole Porter song ”Night and Day.”  And to me it’s a bitter-sweet melody that doesn’t conjure up visions of dancing or gaiety or star-lit skies as perhaps it should. Each time I hear it I think of a dark forbidding Sicilian coastline, a forgotten town named Brolo and a boy playing a harmonica in the last minutes before an assault landing on an enemy-held shore. And he was pouring his heart into a love song.

I don’t even know this boy’s name. I only know that 16 years ago he was a tall, slender soldier with a sensitive face and long fingers and that he must have been very much in love with a girl back home. That’s all I ever knew about him.

Cole Porter, I’m sure, would have been surprised had he known that no grouping of violins, brass horns, reed instruments and drums ever played his “Night and Day” with more feeling and beauty than it was played by this unknown boy on that night long ago. And he would have been as deeply moved as those of us who heard the tune played on the eve of the battle.

It’s difficult to re-create the mood and describe the setting which existed on this remembered night. But the remembrance has haunted me over the years, and I’ll try to put into words what it was that made this night so different from other times when troops were preparing for such a landing.

THE TIME WAS August, 1943. The Germans were retreating on the northern coast of Sicily toward the city of Messina. They were fighting a stubborn rear-guard action along a road which runs near the sea, fighting for time to permit their main forces to be pulled back and evacuated across the Strait to the comparative safety of the Italian mainland.

Gen. George Patton conceived the idea that if a battalion of the Third Infantry Division could be landed behind the German lines at a town called Brolo, the enemy’s orderly retreat would be thrown into confusion and many of them captured. A veteran battalion commanded by Col. Lyle Bernard, a Pennsylvanian, was chosen to do the job.

The battalion embarked with its weapons on LSTs with as much secrecy as possible. And when night came the small fleet – protected by a cruiser and three or four destroyers – steamed along the dark coast held by the enemy.

We arrived at the rendezvous point, a few hundred yards off the beach at Brolo, about midnight. The small hill rising behind Brolo was only a dark blur against the sky and there was no sign that the enemy was aware of this threat to his escape route. There were no flares or flashes from shore batteries.

Soon the order was given on our ship for the troops to go below and take their places in the amphibious vehicles called Ducks. Here they were to wait for H-Hour when the signal would be given for the assault to begin. One company, supported by tanks, was to entrench itself on the beach below the coastal road. The other two were to continue through the town of Brolo to the top of the hill where they were to command the heights looking down on the road. If all went well, the German retreat would be broken at this point.

The men filed into the dimly lit hold of the ship, carbines and equipment banging against the steel sides of the Ducks. And then they sat waiting for H-Hour and you could feel the tension begin to build up. This as one of those times when your hands felt clammy  and beads of perspiration broke out on your forehead and your stomach was a tight knot of fear — because the unknown was out there in the blackness of the night.

YOU COULD SEE THE FACES of the men around you only dimly. You heard the soft curses and the griping. The waiting didn’t make things any easier because there was now time to think and it was better not to think — with no one knowing what the next few hours would bring.

Just when the tension seemed unbearable, this tall, dark haired boy lifted his harmonica to his lips. He began softly to play the melody “Night and Day” . . .  “Night and day, you are the one . . . “  The music came out thin and high and sweet. The banging of weapons and the griping of voices stopped. Everyone in that ship was listening to the music and I suppose each man there was mentally singing the words. There was no sound though, except the sound of the harmonica.

It was a wail of longing and love played with ineffable sadness. The notes rose and fell in the darkness with an emotion that held you breathless and stirred you inside. You knew that this was a love song played for a girl somewhere back home. Perhaps she was a girl living somewhere in the hills of Tennessee or North Carolina or Kentucky or on the plains of Kansas. But wherever she was, this boy was telling her what was in his heart — and telling it better than he ever could tell her with words.

I don’t know whether the boy realized himself what he was doing. I think he was lost in the music. But for a fleeting time, every man there forgot about war and fear and the danger of the unknown. They were given a brief release from themselves as they listened to the clean, clear notes that had a sobbing sound to them. And no one moved or made a sound for a fear that it would end.

IT DID END, of course. And when the notes died away there was a long hush. And then there came the grinding clank of chains as the massive ramp begin to lower in the front of the LST. An officer shouted a command and the drivers started the engines of their vehicles. Then the ducks began lumbering from the ship into the water and churning through the night toward the beach below the dark blur of the mountain.

The Germans were caught by surprise. But they quickly recovered and counter-attacked with tanks. The company on the beach was smashed. Those who survived escaped to the hill to join the companies holding the heights and they battled for their lives all that day and through the night — until a rescuing regiment broke through to drive the enemy away.

When the relief arrived, the troops came out of their holes and stumbled wearily down the hill. But whether the boy with the harmonica was among them I never knew. There was no way of knowing, or perhaps I was afraid to ask.

THAT’S ALL THERE IS to the story. What happened was of no importance in the war. But ever since that night I sometimes find myself wondering if the boy ever came home — and if the girl back home ever knew how much of his heart he had poured out in a love song back there near the bloody beach at Brolo.

It’s a pity if she never knew.

 

Posted in the weekend | Leave a comment

‘Is This Real?’: Denver Company Makes Vacation ‘Mandatory’ « CBS Denver

FullContact, an app developer that helps professionals manage their contacts, has a minimum vacation policy where employees must take at least three weeks of vacation. On top of that, FullContact gives its employees a $7,500 bonus to help them enjoy their time off.

Wowza. Obviously their profit margins are significantly higher than hardware companies such as Seagate or Western Digital. That said, Seagate’s vacation policy is stingy and the end of the video at the link slams the “unlimited” vacation policy that Western Digital indulges in.

Posted in Seagate, technology | Leave a comment

Sarah Hoyt at Instapundit – It might be new for Venezuela but it happens EVERY TIME socialism is tried.  Every time.

A lesson Boulder elites could learn from. Not hopeful that will happen anytime soon.

Here’s a link to Sarah’s website.

Posted in socialism | Leave a comment

As you can see in the right hand column, the long Western Digital, short Seagate Technology stock trade turned positive this week (5/27/16). It is now valued at a + $935.05 after initially favoring Seagate. You can read more about how this hypothetical trade came into existence here.

Posted in Seagate | Leave a comment

Buy Chevron stock – Chevron CEO says global warming could be good for business – MarketWatch

Chevron Corp. Chief Executive John Watson has a blunt message for investors, climate activists and anyone else listening: Fossil fuels aren’t going away.

Well, turns out he isn’t a skeptic but a realist. Something that Boulder City and County governments could use a health of….

Watson, 59, isn’t a climate-change skeptic. But the staunch disciple of free markets believes that only a major technological breakthrough, rather than a top-down solution from government, will substantially curb climate change.

While nearly 200 countries agreed to reduce greenhouse-gas emissions in Paris last year, Watson doubts they will achieve their goals.

“You can sign agreements in Paris, that’s a good step,” he said. “But when you sign agreements and create the impression that it’s going to be implemented when no one’s identified the trillions of dollars that it’s going to cost, it’s just not clear that’s going to deliver.” (emphasis added)

Perhaps I should look into buying Exxon Mobile stock instead.

Posted in #GREENFAIL, climate change | Leave a comment