Boulder County provides help understanding health exchanges – Boulder Daily Camera.
The insurance exchanges are designed to give consumers access to a wide variety of health insurance plans at better rates than previously were available on the private market.
Oh really? What’s not to like? The Daily Camera drinking the kool-aid again.
Of course, the implication is that what existed before was total garbage and what is coming tomorrow is nirvana. I’m sure glad that “garbage” insurance paid Children’s Hospital over $200,000 for my daughter’s 7 stays there. Oh, and guess what? Children’s Hospital isn’t in the Anthem network for the new exchange! I wouldn’t bet it’s in the other plans either. We’ll know real soon now.
Parent’s, do you think you’ll never need Children’s services? Take a trip down there, you’ll see children just like yours. Their parents didn’t think they would need Children’s either. I know we sure as hell didn’t. Thankfully, Children’s was in-network for our “garbage” plan.
Getting back to “free” nirvana coverage… If they specified low income residents with incomes in the 133% to 250% of FPL (Federal Poverty Level) they would probably be right. They can also add in the pre-existing condition folks. Is it really any surprise that when Obamacare is presented so favorably, people believe Obama is handing out free health insurance. What are they going to do when they figure out it costs real money?
A note to Boulder’s “young invincibles,” I ran some subsidy calculations on the Connect for Health Colorado website calculator and the results are shown in the graph below….
For residents with incomes over 400% FPL, it’s a different story. Good luck with that.
