Dear Congress, Your Credit Application Has Been Turned Down
A hypothetical letter from the American People to the House of Representatives and the Senate starts….
Thank you for your interest in the American Public Trust’s Gold Card credit program. Rest assured your application has been given thorough and careful consideration by the American people.
After reviewing the information provided in your application as well as your credit report, we regret to say that we are unable to extend you further credit at this time. The reasons for our decision are as follows: